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health insurance

Jane Richey / May 3, 2013

This Thing Called Obamacare

At a recent press conference, President Obama delivered a reassuring announcement to the millions of Americans who are wary of the upcoming deluge of ObamaCare’s full implementation: “For the average American out there, for the 85 and 90 percent of Americans who already have health insurance, this thing’s already happened. And their only impact is that their insurance is stronger, better and more secure than it was before. Full stop. That’s it. They don’t have to worry about anything else.”

Well.  “Full stop.”  So that solves it.  Is everyone happy now?

The theatrics from the president are appreciated; they lighten the mood a bit.  But they’ll fall short when you don’t have health insurance and are faced with either being uninsured or joining the Medicaid rolls.  “Full stop” is actually less of an authoritative command than an indication of what will happen to many people’s insurance coverage once ObamaCare is fully implemented.  As the Wall Street Journal pointed out earlier this year, the entirety of ObamaCare’s regulatory framework will likely raise premiums in thirteen states “somewhere between 65% and 100%.”  This includes my home state of Virginia, which, even at the lowest end of the scale, would find me paying a little over $250 a month for health insurance after ObamaCare goes into high gear.  “Full stop” is what will then occur with my premium payments; but once I cancel the plan, I won’t have to worry about anything else.  So it turns out that the president is partly right.

It’s instructive to witness the inability of politicians to accurately predict their own legislative outcomes.  In 1967, Congress predicted that Medicare spending would equal only $12 billion per year by 1990 — a paltry sum.  Actual spending for that year was $110 billion, so they were slightly off the mark.  But of course, by that point, Medicare was fully entrenched in the American political system, and the notion of even modestly reforming it was off the table (it evidently continues to be off the table today).  Thus stands the ossified character of American government, and thus will likely stand ObamaCare twenty-five years from now, too.  Full stop.

Read more.

Jane Richey / December 27, 2012

Tax Dollars Used to Pay for Unemployed Workers’ Health Insurance

The U.S. Labor Department has rustled up more taxpayer money to help “jobless workers” pay their health insurance premiums.

“It is difficult enough to find new employment, let alone do so without health insurance for you or your family,” Labor Secretary Hilda Solis said in a news release dated Dec. 26. “This funding will help eligible workers avoid that prospect by helping them pay for health insurance while they seek new jobs.”

The money — in the form of a $1,058,254 National Emergency Grant supplement — will go to several thousand unemployed people in Alabama, Delaware, the District of Columbia, Maryland, Mississippi, South Carolina and Virginia.

National Emergency Grants are part of the Labor Secretary’s discretionary fund. These grants provide assistance “in response to large, unexpected economic events which cause significant job losses.” Usually the grants are used to re-train laid-off workers.

Read more.

Jane Richey / July 17, 2012

60 Percent of Americans Say Obamacare Will Make Things Worse

A new survey from Gallup finds that 60 percent of Americans say Obamacare will actually make things worse for taxpayers.

Another 57 percent say it will make things worse for businesses by increasing costs and adding bureaucracy.

Nearly half of all Americans also told Gallup they believe the Patient Protection and Affordable Care Act will make things worse for doctors (51 percent), for people who already have health insurance (46 percent) and for hospitals (45 percent).

In fact, 42 percent said the health-reform law will make things worse for themselves (“for you, personally”) – while only 38 percent predicted it will make things better.

Only 30 percent said that the health-care law will help taxpayers – with 3 percent expecting there to be no change because of the health-care reform law and 8 percent expressing no opinion.

Read more.

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