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During October and November, more than 74,000 Pennsylvanians completed applications for insurance in the health insurance marketplace. Nearly 12,000 have finalized the enrollment process by selecting a health plan, according to the Department of Health and Human Services December Marketplace Enrollment Report.

Pennsylvania is one of 27 states that chose not to create its own exchange; residents access the marketplace through the federal Healthcare.gov website, which suffered a host of technical problems when it launched on October 1, making shopping for health insurance, selecting and paying for a plan, a frustrating experience for users.

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