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Only 24 percent of Obama-Care’s enrollees are young people, well below the 40 percent benchmark set by the administration for the critical 18- to 34-year-old age group. Older people, who are typically more expensive to cover, made up the single largest group of Obama-Care enrollees.

Thirty-three percent of the 2.2 million who had selected a plan through the exchanges as of December were between the ages of 55 and 64, the Health and Human Services (HHS) Department said Monday.

To keep premiums affordable, experts say it is vital that the law attract about that many young and healthy “invincibles” unlikely to need critical care to balance out older and sicker uninsured people who enroll and will be more costly to the system.

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